Mitosis Essay Example | Topics and Well Written Essays - 250 words

Mitosis - Essay Example Animals for instance are known to undergo a form of mitosis called open mitosis. This is where the nuclear envelop disintegrates before the chromosomes separate. Fungi on the other hand are known to undergo a closed mitosis where the chromosomes divide within an unbroken cell nucleus (Golitsin and Krylov, 100-150). The process is divided into several stages and these are as a result of the different sequence of events that take place upon the completion of one activity to pave way for another. There are six stages in mitosis and these include interphase, prophase, prometaphase, metaphase, anaphase and lastly the telophase. During the process the pairs of chromatids shorten and attach to fibers which then pull the sister chromatids to the opposite ends of the cell. Cytokinesis then occurs to create two identical daughter cells (McAinsh, 100-330). Interphase: here the cell prepares for cell division by manufacturing proteins and cytoplasmic organelles. This phase is divided into three stages, first gap (G1), synthesis(S) and second gap (G2). The last second phase is where chromosomes replicate (McAinsh, 100-330).. Prophase: the chromatin shortens into a chromosome. Since at the S phase the genetic material duplicated, the replicated chromosomes have two sister chromatids that are bound together at the center. At this stage the centrosomes (coordinating center for a cell microtubules) are pushed to the opposite sides of the cell (McAinsh, 100-330). Prometaphase: the nuclei envelop disassembles and microtubules come in the nuclei space. Each chromosome then forms two kinetochores at the centromere and each one is attached at each chromatid (Snedden, 1-48). Metaphase: the two centrosomes begin pulling the chromosomes along their attached centromeres towards the end of the cells. The chromosomes become tensed from the longitudinal pull. The centromeres of the chromosomes align along the metaphase

To Be A Working Mom Essay Example for Free

To Be A Working Mom Essay A baby changes the lives of parents, most especially, the mothers. A mother may intend to work or may decide to stay at home and take care of his children. For moms who stay at home, work appears to be less important than it used to, while working moms believe working would benefit the financial conditions of the family. This issue has become a controversy in most families all over the world, and mothers are are torn about whether to stay at home or work for the family. Mothers who are earning money from work could improve the financial condition of the family. A working mother can buy her children toys and nicer things or even enroll her children to a better school (Should You Go Back to Work or Stay at Home?, 4). Children may more likely become mature and independent and could also gain more respect and satisfaction to what he or does or achieves in school. Moreover, the mother’s daily interaction and mental stimulation positively affect her personal growth as a woman (Stay-at Home Mothers vs. Mothers who return to Work, 4). Therefore, ambitions are fulfilled and make her become a better mother. However, working moms could miss an opportunity to witness special events in their child’s life. She will feel the hurt whenever she leaves her child crying, giving the mother much worries and anxiety (Stay-at Home Mothers vs. Mothers who return to Work, 5). A mother who works and leaves her child with a family member or a household helper feels the sadness when that person becomes closer to her child and sees the happiness of her child’s firsts. Besides, a working mother might want to be with her child knowing she cannot, therefore, neglecting the emotional needs of the child.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Mothers who prefer to stay at home and take care of her children have more quality time spent and can always attend the needs of her child, such as being sick or doing difficult assignments. Babies who are well taken care of and have been watched over by their mothers are guided correctly and feel more secured. Children more disciplined and have good values and attitudes towards other people (Should You Go Back to Work or Stay at Home?, 3). According to some psychologists, babies who are separated from their mothers become troubled during his or her adolescence and have less chances of excelling in school (Stay-at Home Mothers vs. Mothers who return to Work, 2). A child could appreciate the sacrifices her mother has made when he or she grows up. In contrast, a stay-at-home mom would lead to reduced income of the family. The family may only afford a small house and could not afford to buy a car (Should You Go Back to Work or Stay at Home, 4). The mother will have less social interaction and intellectual stimulation is hindered. Every mother has a choice. Either work for the family’s financial stability or take care of the child at home. In my opinion, a mother who prefers to stay at home has a greater achievement than mothers who are successful in their profession. No award or career achievement could ever replace the joys of a mother who has disciplined, loving and emotionally secured children. A child who is nurtured and has enough attention and love by her mother succeeds emotionally and socially. The father could work for the family, or the mother could get a home-based job in order to cope with the family’s financial needs. The sacrifices of every mother who chooses to stay at home and surrender her aspirations as a career woman is a lot more fruitful than working mothers. Whether a mother prefers to work or stay at home, she must always give importance to the needs of her child. A child’s values and success reflects the priorities and thinking of a mother. Works Cited: â€Å"Should You Go Back to Work or Stay at Home?† Smart Momma. 2005. 20 July 2007   Ã‚  Ã‚  Ã‚  Ã‚   http://www.smartmomma.com/work_career/go_to_work_or_stay_home.htm â€Å"Stay-at Home Mothers vs. Mothers who return to Work.† Developmental Psychology   Ã‚  Ã‚  Ã‚  Ã‚   Student Netletter. 2002. 20 July 2007   Ã‚  Ã‚  Ã‚   http://www.mc.maricopa.edu/dept/d46/psy/dev/Spring02/infancy/homevswork.html

Inclusivity in Schools Study

Inclusivity in Schools Study This study focuses on my placement school to find out how inclusive it is regarding the special educational needs (SEN) students. The study puts in scope how lessons are delivered in the school and how the school meets the needs of the special educational needs students. To find answers to the enquiries, a specific case study research design was selected to provide an understanding of the numerous perspectives of the topic, involving multiple interviews with the staff of the selected school. Four members of school staff were selected for interview including The Special Needs and Disabilities Coordinator (SENDCO), one teacher and two teaching assistants. The interview questions have been based on the framework of the ten areas of inclusive education as presented at the report of National Council for Special Education (NCSE, 2010). Two students were selected in the study with similar special educational needs. One child had difficulties with spoken language and retaining information a nd the second one presented symptoms associated with dyslexia. The profile of these 2 students was mainly synthesized using information from the Child Provision Map found in the resources of the school and from my personal observations and experiences as their teacher. Diagnosis of Dyslexia Dyslexia is considered as one of the most common Special Learning Difficulties (SpLD) affecting roughly the 10% of the population, with 4% to be considered as severely disabled. Dyslexia is mainly transferred through hereditary mechanisms. A child that is considered dyslexic, might write letters in words or words in sentences, in wrong order. Also, they might be confused when they are forming sentences as they might find difficulties in spelling the words correctly. The reversal of the letters in words is considered as one of the key indications of a child with dyslexia. Although, literacy issues would be considered as one of the most common and visible indications of dyslexia, there are multiple other issues that cannot be detected easily. Some of the issues include, how mind is processing the receiving information, how they are stored, organised and recalled when necessary. In addition, dyslexic children have difficulties with time perception, processing information quickly and nav igation, as they get confused with physical (left, right) and compass directions (north, south, west, east) (British Dyslexia Association, 2016). NHS provides a similar definition for Dyslexia stating that it is a very frequent type of learning difficulty affecting skills linked to reading, writing and spelling of words (NHS, 2015). The symptoms of dyslexia vary widely amongst every case. More specifically, a person with Dyslexia might have issues with his phonological awareness, ability to memorise and process words quickly. (NHS, 2015). Thus, on the one hand, we have the medical definition provided by the NHS and on the other hand, we have a more broaden approach provided by the British Dyslexia Association (BDA), adding interesting parameters to the symptoms of Dyslexia. As it is clearly understood, one of the main issues of dyslexic people is the fact that they tend to have difficulties with processing texts whether its referring to reading or writing. However, as mentioned by BDA, the spectrum of symptoms is not limited here. It can be wider and more complicated. However, relevant literature states that it is very complicated to distinguish the symptoms of Dyslexia between poor readers and readers diagnosed as Dyslexic. The fact that both are facing the same literacy issues, leads to the conclusion that the literacy support is going to have a positive impact not only for the one group but also for the other group (Elliott Gibbs, 2009). There is evidence supporting the argument of Elliott Gibbs, proposing that D yslexia should be considered as a continuum ranging from mild to severe symptoms and it is not possible to categorise people into Dyslexic and not Dyslexic (Rose, 2009). This leads to the conclusion that interventions will have a positive impact not only for those considered as Dyslexic but also for those who are generally facing issues with literacy. Context of Research -National Context Nowadays, Dyslexia is a recognised learning difficult and is specifically mentioned in the Equality Act (HMSO, 2010). Under this Act, anyone that is characterised with such disadvantages, would be unlawful to be treated unfavourably. In addition, they should be offered adjustments and assistance whenever is needed so that they will not be disadvantaged comparing to non-disabled people (HMSO, 2010; GEO, 2010). Dyslexia is also mentioned in the SEND Code of Practice as a part of specific learning difficulties (SpLD) which influences multiple elements of knowledge (DfES, 2015). Based on the Code of Practice, schools are required to ensure that SEN students are included in the school activities along with the non-SEN students (DfES, 2015). In addition, the schools are obliged to help SEN students reach their targets and remove any obstacles that can hinder their learning via special education provision (DfES, 2015). It is evident in the Code of Practice, the willingness to place SEN children and parents at the centre of decisions. As it is being argued, local authorities are required to consider the views, wishes and feelings of the former. In addition, children and parents should always be informed and included in the decision-making process (DfES, 2015). -Schools Inclusive Policy Schools SEN policy is consistent to the SEND Code of Practice targets, ensuring that SEN students will be able to step from being dependent to be able to function independently; recognising the variety of special needs in the school and the necessity to meet their needs daily and developing the curriculum to ensure that all students are receiving enhanced and equal learning opportunities. In addition, it is the schools policy to recognise the achievements of the students which will improve their confidence and self-esteem, to encourage students be responsible for their learning and behaviour and introduce positivity amongst students. Thus, students will be focused on developing their strengths rather than their weaknesses. Finally, efforts to limit the gap between the SEN and the non-SEN students and maintain contact with parents, has always been a strict policy line (Appendix 2). OFSTED inspected the researchers placement school in 2014 (OFSTED, 2014). The report is showing that the proportion of SEN students receiving support in the school exceeds the national average. The report is showing that most of the SEN students are individuals with speech, language and communication difficulties. Even though the pastoral care for the students is outstanding, issues arise regarding the strategies followed by staff to support students make progress. Therefore, OFSTED suggests that more focus should be given in the school-based data so that suitable adjustments can accelerate their progress (OFSTED, 2014).

Music - The Hip-hop Movement Essay examples -- Exploratory Essays Rese

Music - The Hip-hop Movement Hip-hop has become a new cultural phenomenon in North America and has become quite popular all over the world. Hip-hop began in the 1970's in New York City where it has its origins in the African-American community. However, because of music videos, Hip-hop culture has become accessible to everyone in society and has merged into mainstream pop culture. Hip-hop culture may not have been as popular if it was not for the accessibility of this new media. The Hip-hop movement began in the 1970's in the Southern Bronx of New York City. There are endless controversies surrounding the beginning of hip-hop, as no one is really quite sure what was the defining point. However, what is evident from every critique on this movement is that hip-hop began as a reaction to the economic and social situation in New York City. Jeff Chan, the senior editor and director of a hip-hop culture website, believes that the first incidence of this new social movement occurred during the summer fires in July, 1975 when "40 fires were set in a three-hour period" ("Born"). He further notes "slumlords were employing young thugs to systematically burn the devalued buildings to chase out the poor tenants and collect millions in insurance. Hip-hop, it could be said, was born in fire" ("Born"). As people in the Bronx began to respond to the situation they found themselves in, other signs of cultural change emerged. For example, in 1972, the residents of the Bronx st arted to post graffiti on walls or other surfaces where the public would view them. They were defying public standards and "tagging" private buildings as a way of taking ownership of their own environment, if not literally, at least figuratively (Tate). A few years la... ... Rivers Press, 1998. Ogg, Alex, et al. The Hip-hop Years: A History of Rap. Trans-Atlantic Publications. Amazon.com. 4 Mar. 2001. pp. 5. 10 Mar. 2001. http://www.amazon.com/exec/ obidos/ASIN/0752217801/ref%3Dase%5Fbboyscomhiphopcu/107-7732669- 9666131. "Soul Train Awards Roll Into 15 Years - Black Musicians Honored in Saturday Telecast." Toronto Star 2 Mar. 2001. 4 Mar. 2001 http://www.thestar.com/apps /AppLogic+FTContentServer?pagename=thestar/Layout/Article_Type1&c=Article &cid=983550557972&call_page=968867505297&call_pageid=968867505297&ca ll_pagepath=Entertainment,Life/Fashion. Tate, Greg. "Hip-hop." Britannica Online. 16 Feb. 2001 http://www.britannica.com/bco m/eb/article/5/0,5716,128675+1+117537,00.html?query+hip%20hop%20dancing The Mind Squad. "Who is Killing the Spirits of Hip-hop?" The Source

A Proposed Sales and Inventory System for Mike

Republic of the Philippines BATAAN PENINSULA STATE UNIVERSITY Balanga City, Philippines COLLEGE OF INFORMATION AND COMMUNICATION TECHNOLOGY TITLE PROPOSAL Project Title: A Proposed Sales and Inventory System for Mike-Len Bakeshop Summary In business like merchandising, Sales and Inventory system plays an important role. It is used to track all the transactions made by the business and responsible for monitoring the items supplies. All the business transactions must be properly recorded and must be fully secured by password.A Computerized system is the best solution and most innovative answer for their needs. The researchers had been motivated to do a study on this topic according to the above observation. The result may help others to understand more about computer-generated data processing, especially on how to deal with computers in terms of speed, accuracy and data security. Monitoring the transactions and other significant information regarding the customer of Mike-Len Bakeshop i s the main concern of this study. Also covered in the study are saving of information and transaction records with the customers.The Sales and Inventory System is concern with the processing of the transactions of the customers and owner and saving the sales records at the same time. These saved records area filed and stored for future use. This computerized system is important to a company because through it, the owner can easily assist the customers and store data safely. And also the monitoring of stocks is the most important part of this system. Project Background Sales and Inventory system looks for a precise, user friendly, capable system that can help you in your inventory process. The business will manage the inventory in less time than using Microsoft excel.This inventory system will can be updated. Current State of Technology The business is using only Microsoft Excel. They enter manually in their inventory. Their inventory is not updating even if there is a deliver. The b usiness is allocating the breads in manual form. Even the expenses they compute it manually. Project Problem Statement The system run slowly it might be running like a turtle and it cannot respond for a while. And maybe the system is acting strangely oftentimes leave you wondering what has happened. The system been working just fine and later, seemingly without reason, it is doing strange.Project Assumption The proposed project will help in many benefits in your business. It is to lighter the inventory process of Mike-Len Bakeshop and finally integrate in modernization of technology in its process such as: Faster process of sales and inventory. Automatic update on products Minimizes paper works. Proponents Name: ADOPTANTE, Mark allain M. TANO Richelle P. YUMOL, Jacqueline B. Approved by: Mrs. Marissa Ramos Mr. Dennis Carlos Signature over Printed NameSignature over Printed Name Mrs. Maria Lolita Masangcap Signature over Printed Name

J. K. Rowling - Biography of Harry Potter Author

J. K. Rowling - Biography of 'Harry Potter' Author Who Is J.K. Rowling? J. K. Rowling is the author of the hugely popular Harry Potter books. Dates: July 31, 1965 Also Known As Joanne Rowling, Jo Rowling J. K. Rowling's Childhood J.K. Rowling was born at Yate General Hospital as Joanne Rowling (with no middle name) on July 31, 1965, in Gloucestershire, England. (Although Chipping Sodbury is often mentioned as her birthplace, her birth certificate says Yate.) Rowlings parents, Peter James Rowling and Anne Volant, met on a train on their way to join the British navy (the navy for Peter and the Womens Royal Naval Service for Anne). They married a year later, at age 19. At age 20, the young couple became new parents when Joanne Rowling arrived, followed by Joannes sister, Diane Di, 23 months later. When Rowling was young, the family moved twice. At age four, Rowling and her family moved to Winterbourne. It was here that she met a brother and sister who lived in her neighborhood with the last name Potter. At age nine, Rowling moved to Tutshill. The timing of the second move was clouded by the death of Rowlings favorite grandmother, Kathleen. Later, when Rowling was asked to use initials as a pseudonym for the Harry Potter books to attract more boy readers, Rowling chose K for Kathleen as her second initial to honor her grandmother. At age eleven, Rowling began attending the Wyedean School, where she worked hard for her grades and was terrible at sports. Rowling says that the character Hermione Granger is loosely based on Rowling herself at this age. At age 15, Rowling was devastated when given the news that her mother had become seriously ill with multiple sclerosis, an autoimmune disease. Instead of ever entering remission, Rowlings mother grew increasingly sick. Rowling Goes to College Pressured by her parents to become a secretary, Rowling attended the University of Exeter beginning at age 18 (1983) and studied French. As part of her French program, she lived in Paris for a year. After college, Rowling stayed in London and worked at several jobs, including at Amnesty International. The Idea for Harry Potter While on a train to London in 1990, having just spent the weekend apartment-hunting in Manchester, Rowling came up with the concept for Harry Potter. The idea, she says, simply fell into my head. Pen-less at the time, Rowling spent the remainder of her train-ride dreaming about the story and began to write it down as soon as she arrived home. Rowling continued to write snippets about Harry and Hogwarts but wasnt done with the book when her mother died on December 30, 1990. Her mothers death hit Rowling hard. In an attempt to escape the sorrow, Rowling accepted a job teaching English in Portugal. Her mothers death translated into more realistic and complex feelings for Harry Potter about his parents deaths. Rowling Becomes a Wife and Mother In Portugal, Rowling met Jorge Arantes and the two married on October 16, 1992. Although the marriage proved a bad one, the couple had one child together, Jessica (born July 1993). After getting divorced on November 30, 1993, Rowling and her daughter moved to Edinburgh to be near Rowlings sister, Di, at the end of 1994. The First Harry Potter Book Before starting another full-time job, Rowling was determined to finish her Harry Potter manuscript. Once she had completed it, she typed it up and sent it to several literary agents. After acquiring an agent, the agent shopped around for a publisher. After a year of searching and a number of publishers turning it down, the agent finally found a publisher willing to print the book. Bloomsbury made an offer for the book in August 1996. Rowlings first Harry Potter book, Harry Potter and the Philosophers Stone (Harry Potter and the Sorcerers Stone was the U.S. title) became hugely popular, attracting an audience of young boys and girls as well as adults. With the public demanding more, Rowling quickly got to work on the following six books, with the last one published in July 2007. Hugely Popular In 1998, Warner Bros. bought the film rights and since then, extremely popular movies have been made of the books. From the books, the films, and the merchandise bearing Harry Potter images, Rowling has become one of the richest people in the world. Rowling Marries Again Between all of this writing and publicity, Rowling remarried on December 26, 2001, to Dr. Neil Murray. In addition to her daughter Jessica from her first marriage, Rowling has two additional children: David Gordon (born March 2003) and Mackenzie Jean (born January 2005). The Harry Potter Books Harry Potter and the Philosophers Stone (June 26, 1997, in U.K.) (called Harry Potter and the Sorcerers Stone in the U.S., September 1998)Harry Potter and the Chamber of Secrets (July 2, 1998, in U.K.) (June 2, 1999, in the U.S.)Harry Potter and the Goblet of Fire (July 8, 2000, in both U.K. and U.S.)Harry Potter and the Order of the Phoenix (June 21, 2003, in both U.K. and U.S.)Harry Potter and the Half-Blood Prince (July 16, 2005, in both U.K. and U.S.)Harry Potter and the Deathly Hallows (July 21, 2007, in both U.K. and U.S.)

Free Essays on Howard Stern

Let There Be Shock Radio†¦ Throughout the history of radio, its broadcasters and programs have maintained decent content that the whole family could enjoy. Then came â€Å"shock radio.† â€Å"Shock radio† is a talk radio program featuring derogatory or offensive remarks, vulgar language, and/or crude humor. While the pioneer of this media was Don Imus, it was Howard Stern who took it too far; or did he? Howard Stern was born to Ben and Ray Stern on January 12, 1954, in Queens, New York. His family then moved to the predominantly black neighborhood of Roosevelt on Long Island (Stern, 1993). Since the age of five Stern knew that he wanted to be on the radio and he often entertained other children at neighborhood parties by putting on improvised puppet shows (Lackmann, 1996). He attended Boston University and worked as a radio DJ there until he was fired after his first broadcast. A few radio stations later, he ended up having a morning show in Washington, D.C. It was here that he began to establish an audience and a reputation as a â€Å"Shock Jock† (Douglas, 1999). He was eventually fired again and moved back to New York City where he was hired by WNBC-AM. He was once again fired and then signed by his current employer WXRK, or as it’s better known, K-Rock. His often sexual, racist, or offensive humor gained him a large following of middle and lower class, blue -collar, white men, and by 1991 he was the number one radio host in New York City (biography.com). In 1986, Infinity (the owners of K-Rock) began syndicating their show nationally and The Howard Stern Show is now heard on 54 radio stations nation wide. (biography.com) Howard Stern is often a recipient of hate mail, fines, and calls from sickened listeners who are struggling to comprehend the audacity of this charismatic man. He often crosses lines which dare not to be crossed by more weary, more cautious travelers. Yet, as much as Amer... Free Essays on Howard Stern Free Essays on Howard Stern Let There Be Shock Radio†¦ Throughout the history of radio, its broadcasters and programs have maintained decent content that the whole family could enjoy. Then came â€Å"shock radio.† â€Å"Shock radio† is a talk radio program featuring derogatory or offensive remarks, vulgar language, and/or crude humor. While the pioneer of this media was Don Imus, it was Howard Stern who took it too far; or did he? Howard Stern was born to Ben and Ray Stern on January 12, 1954, in Queens, New York. His family then moved to the predominantly black neighborhood of Roosevelt on Long Island (Stern, 1993). Since the age of five Stern knew that he wanted to be on the radio and he often entertained other children at neighborhood parties by putting on improvised puppet shows (Lackmann, 1996). He attended Boston University and worked as a radio DJ there until he was fired after his first broadcast. A few radio stations later, he ended up having a morning show in Washington, D.C. It was here that he began to establish an audience and a reputation as a â€Å"Shock Jock† (Douglas, 1999). He was eventually fired again and moved back to New York City where he was hired by WNBC-AM. He was once again fired and then signed by his current employer WXRK, or as it’s better known, K-Rock. His often sexual, racist, or offensive humor gained him a large following of middle and lower class, blue -collar, white men, and by 1991 he was the number one radio host in New York City (biography.com). In 1986, Infinity (the owners of K-Rock) began syndicating their show nationally and The Howard Stern Show is now heard on 54 radio stations nation wide. (biography.com) Howard Stern is often a recipient of hate mail, fines, and calls from sickened listeners who are struggling to comprehend the audacity of this charismatic man. He often crosses lines which dare not to be crossed by more weary, more cautious travelers. Yet, as much as Amer...

Bio-metric technologies are capable of providing the secured way of identification and personal activities to overcome the security issues in the process of Internet banking in banks The WritePass Journal

Bio-metric technologies are capable of providing the secured way of identification and personal activities to overcome the security issues in the process of Internet banking in banks INTRODUCTION: Bio-metric technologies are capable of providing the secured way of identification and personal activities to overcome the security issues in the process of Internet banking in banks INTRODUCTION:GROWTH OF INTERNET BANKING:Rise of Security Attacks in Internet Banking:Various types of possible Security Attacks: Phishing: Malware, Botnets and DDoS Attacks:Viruses:Spyware and Adware:Insider Attacks:Existing counter measures and why they are not effective? :Anti-Phishing Counter measure:Malware, Botnets and DDoS Counter Measures:Viruses, Spyware and Adware Counter Measures:Summary: References:Related INTRODUCTION: The purpose of this literature is to identify whether Bio-metric technologies are capable of providing the secured way of identification and personal activities to overcome the security issues in the process of Internet banking in banks. This literature also discusses about the possible security threats which most affect the online banking and the progress of counter measures taken to overcome the security issues. The main aim of this research is to analyse the capability of Bio-metric technologies and also about the benefits of using Bio-metric technologies for the security purpose in Internet banking. GROWTH OF INTERNET BANKING: According to Aravind Duraiswamy (2009), traditional way of banking requires their customers to visit the banks every time even to perform their basic banking needs like checking their bank account balance. As the usage of Internet becomes popular banks came up with the concept of Internet banking where customers could perform most of the transactions from their homes or anywhere for that matter. The Internet banking application has features that help to meet most of the banking needs of a bank account holder over the internet. A recent paper (Hisamatsu et al, 2010) mentioned that the concept of online banking started in the 1980s and it first became available for client use in 1995. Since then, the number of banks offering online banking services as well as demand for the service has increased. In the UK alone, the number of people using online banking has increased by 174% in just 5 years from 2001 to 2006. In the US, 53 million people, or one out of every 4 adults, used online banking in 2005. According to Lee (2008, p.130-141) However, despite the fact that  online banking provides many advantages, such as faster transaction speed and lower handling fees, there are still a large group of customers who refuse to adopt such services due to uncertainty and security concerns. Binshan et al. (2010) indicates that trust is the â€Å"heart of the system† for online banking. Thus, we can say that internet banking is susceptible to greater sense of insecurity than older banking services and thereby importance of trust is also relatively higher in adoption of internet banking. A review by Michal et al. (2009) mentions that, a high level of perceived risk is considered to be a barrier to propagation of new innovations. Influenced by the imagination-capturing stories of hackers, customers may fear that an unauthorized party will gain access to their online account and serious financial implications will follow. Rise of Security Attacks in Internet Banking: A paper (Zakaria et al, 2009) reported that information security means the protection of information and information systems from illegal and unauthorized access, use, destruction or modification of data or information. However at the same time, information security issues are considered as the major factors affecting the growth of online banking as the fraudulent activities are prominently increasing. Also it has been reported that one-third of account holders who had signed up for e-banking had stopped using it due to unsatisfactory security service or the complexity of using the service. A review by Laerte et al. (2011) indicates that the number of malware and exploits focused on online banking systems vulnerabilities has been steadily growing during past years. Recent reports indicate that banking Trojans were among the 50 main security threats in 2009. While Brazil figures as the source and destination of most of those attacks performed in Latin America. Rachwald (2008, p.11-12)argues that in the physical world attackers are limited by their ability to manipulate physical items like making an extra copy of your account number. In the online world attackers are essentially unlimited in the resources they can bring to bear. A review by Francisco et al. (2010) mentions that, Banking is considered a highly dynamic business, even more so when price reductions or better conditions are offered to customers contracting services over the internet. However some groups of customers are reluctant to use such services. Regarding electronic commerce in general, consumers show more concern about the use of banking services when the amount of money potentially exposed to fraud is significantly larger, than with other types of services or organizations. Various types of possible Security Attacks: Most internet banking fraud occurs in a two-step process. First, the offender must get their hands on the customers account information, like their username and password. Second, the offender will use that information to move his victims money to another account or withdraw it to make fraudulent purchases, which can be found online (Internet Banking Fraud: Why is Online Banking so Popular, 2009). These fraud schemes include, Phishing: Hossain et al. (2011) argues that, Phishing is a web-based attack that allures end users to visit fraudulent websites and give away personal information (e.g., user id, password). The stolen information is the beginning point of many illegitimate activities such as online money laundering. Phishing attacks cost billions of dollars in losses to business organizations and end users. A recent paper (Pravin et al, 2011) argues that, although phishing is a simple social engineering attack, it has proven to be surprisingly effective. Hence, the number of phishing scams is continuing to grow, and the cost of the resulting damages is increasing. One of the main reasons why phishing attacks are possible is because mails can be spoofed easily. Butler (2007, p.517-533) found that a White Paper on Phishing explains that use of the term â€Å"phishing† originates in the term â€Å"password harvesting fishing†. Phishing attacks are popular, as they are relatively inexpensive to launch, while the potential returns for the phisher could be significant. Phishers succeed in their attacks as consumers are not adequately informed about the risks of disclosing their personal details. A review by Gerald et al. (2008) indicates that the term ‘phishing’ has its origins from the analogy that identity thieves are using lures usually in the form of e-mails to ‘fish’ for passwords and financial data from the ‘sea’ of Internet users. As users are getting more aware of the modus operandi of phishing attacks over the Internet, identity thieves are taking measures to deceive the public and to continue harvesting stolen identities online. A variant of phishing that is yielding potent results to these perpetrators is spear-phishing which is more targeted and specific if compared to its predecessor. A review by Petr et al. (2010) mentions that in the Phishing kind of attack, the attacker tries to obtain victims private information like credit card number, passwords or account numbers. It is based on sending bogus e-mails, which pretend to be an official request from victims bank or any other similar institution. These e-mails requests to insert victims private information on referenced page. This page looks similar to official internet banking and the user fills in all requested fields in good faith that all his information will be safe, which leads to the compromising of all of his information. Malware, Botnets and DDoS Attacks: According to Wajeb et al. (2011) nowadays, there is a huge variety of cyber threats that can be quite dangerous not only for big companies but also for an ordinary user, who can be a potential victim for cybercriminals when using unsafe system for entering confidential data, such as login, password, credit card numbers, etc. Among popular computer threats it is possible to distinguish several types depending on the means and ways they are realized. They are: malicious software (malware), DDoS attacks (Distributed Denial-of-Service), botnets. Shrutiet al. (2010) argues that Botnets are the network compromised machines under the control of a human operator. Using botnet attacker can perform various attacks like distributed denial of service (DDoS), email spamming, key logging, click fraud etc. DDoS attack is used to perform overloading in a network or system, so that an authorized user cannot use the service. Starting a distributed denial of service attack needs a whole bunch of machines. According to various sources, its very easy to compromise a computer. As soon as a computer is compromised it can be used to engage in malignant activities. A so called â€Å"Bot is created. One bot as itself cannot be very harmful but as a user gathers a collection of bots and binds them together, the user is creating a â€Å"BotNet which has a much high bandwidth capability. The communication between the bots is using a specific control channel which is owned by the bot herder or bot master (Burkhard et al., 2011, p.22). Malware infects PCs, waits for the user to log onto a list of targeted banks and financial institutions, and then steals their credentials which are sent to a remote server in real time (Gendron, 2010). A recent paper (Shih-Yao et al., 2009) indicates that malware is designed specifically to expose confidential information, such as system data, confidential files and documents, or logon credentials that are stored on the infected computer. With the widespread use of online shopping and Internet banking, the compromises of this nature results in significant financial loss, particularly if credit card information or banking details are exposed. Viruses: Online banking customers are being targeted by international cyber criminals who are using sophisticated computer viruses to empty their accounts. A new version of a well-known Trojan virus has stolen  £675,000 from about 3,000 online customers of an unnamed British bank, according to an internet security company (Griffiths and Harvey, 2010). The cash has been remotely transferred out of the accounts, held by businesses and individuals. The virus checks to see how much money is in the accounts, steals it and shows the customer fake bank balances to cover its tracks, the company said. It uncovered the scale of the theft after penetrating the criminals command-and-control server, which is based in Eastern Europe. The company said that it had informed the financial institution concerned and the police two weeks ago and the attack appeared to be continuing. Zeus v3 is one of a new wave of viruses that often invade consumers machines when they visit legitimate websites, in what is termed a drive-by infection (Griffiths and Harvey, 2010). Burton (2008) identified a Trojan virus labelled SilentBanker. SilentBanker is aptly named because this virus embeds itself on home computers after users have visited random websites and it has the ability to redirect money from customer’s accounts during a normal Internet banking session, all without any outward signs that a virus is at work. And most worrisome of all is that the usual indicators of a secure website; the locked padlock symbol and the letter â€Å"s† in a website address (https :), no longer guarantee that a website is secured. Spyware and Adware: Clutterbuck (2010) highlighted that, Spyware has been described as a software paradigm designed to illicitly collect and distribute targeted consumer information. â€Å"It is difficult to define spyware with precision. The working definition proposed was software that aids in gathering information about a person or organization without their knowledge and which may send such information to another entity without the consumer’s consent, or asserts control over a computer without the consumer’s knowledge.† In the analysis of Aycock (2010, pp.2) Adware can be considered a somewhat less harmful and usually more obvious form of Spyware. Spyware is covert; adware is overt. Just as for Spyware, there are behaviours that could be thought of as being characteristic of adware. Janice et al. (2008) defines Adware, a type of spyware, delivers specific advertisements and offerings, customized for individual users as they browse the web. These advertisements can take the form of pop-up or pop-under ads, web banners, redirected webpages, and spam e-mail. Some adware however, may alter a homepage by hijacking a web browser, or add URLs to bookmarks, to persistently present a competitors website or a look-alike site, disallowing the user web access for his own purposes. According to Janice et al. (2008) personal information such as financial data, passwords, and identification-tagged downloads can be transmitted, without the users knowledge or consent, to the spyware author or third-party sites. These sites can â€Å"phish† for data from user inputs while surfing, banking, and making purchases. The data could then be used to promote gambling, pornography, or fraudulent schemes, such as identity theft, to unsuspecting users. Insider Attacks: (Hui et al., 2010) defines insider and insider threat as â€Å"An insider is a current or former employee, a contractor or a business partner who has or had authorized access and intentionally exceeded that access in a manner that negatively affected the confidentiality, integrity or availability of the organization’s information or information systems’. Fyffe (2008, p.11-14) argues that, In response to the increase in data breaches and the need to monitor and prevent attacks at every level, security professionals are proactively seeking ways to combat the insider threat. Despite this increased focus, internal attacks remain difficult to prevent. The motivation of those behind the breaches can be difficult to identify and the perpetrators often hide in plain sight. In many cases, insider attacks are premeditated and deliberate, but organisations must also recognise that non-malicious insiders can inadvertently access and distribute sensitive information. Existing counter measures and why they are not effective? : (Paget, 2009) argues that financial fraud often starts with the diversion of personal information. A trash or recycling bin, a telephone conversation, or a poorly protected computer can be the starting point for fraud. Businesses are often vulnerable as well. Stolen laptops and data loss can lead to lasting damage to its brand image and heavy financial consequences for the company itself or its customers. In this respect, banks find themselves on the front line. Although it is impossible to completely eliminate the chance of becoming a victim of identity theft, individuals can effectively reduce their risk by following some commonsense recommendations. Anti-Phishing Counter measure: A recent paper (Abdullah and Malcolm, 2009) indicates that there have been different proposed anti-Phishing solutions to mitigate the problem of Phishing. Security toolbars have been used to prevent Phishing attacks such as SpoofStick. There are also anti-Phishing approaches that make users aware of Phishing emails and websites and how to avoid them. The most basic approach is publishing guidelines for the Internet users to follow when they go online. According to (Abdullah and Malcolm, 2009) Anti-Phishing training will make the end-user aware and it will erect an effective barrier against Phishing attempts. Anti-Phishing awareness was shown to have a great positive effect in mitigating the risk of Phishing. There is a variety of anti-Phishing training approaches to make users aware of Phishing emails and websites and to learn how to avoid them. People are vulnerable to phishing attacks because spoofed websites look very similar to legitimate websites. People have trouble identifying phishing sites even in tests in which they have been alerted about the possibility of such attacks. Furthermore, when phishers personalize their emails, they can further increase the likelihood that the attack will be successful. Researchers have developed several technical approaches to countering phishing attacks, including toolbars, email filters, and verified sender addresses. However, these approaches are not foolproof. In a recent study of 10 anti-phishing tools, only one tool was able to correctly identify over 90% of phishing websites, and that tool also incorrectly identified 42% of legitimate websites as fraudulent. Furthermore, while automated phishing detection is improving, phishers continuously adapt their attack techniques to improve their chances of success (Johnny, 2007). According to (Cranor, 2008) with so much of money at stake, the computer security community has been scrambling to develop tech ­nologies to combat phishing, such as filters for e-mail and Web browsers that flag phishing at ­tempts. Although such software has helped stop many attacks, phishers are constantly evolving their tactics to try to stay a step ahead of such technologies. Since phishing plays on human vul ­nerabilities, a successful attack requires a victim to succumb to the lure and take some action and it is also not strictly a technological problem. A review by Ponnurangam et al. (2010) indicates that most anti-phishing research has focused on solving the problem by eliminating the threat or warning users. However, little work has been done on educating people about phishing and other semantic attacks. Educating users about security is challenging, particularly in the context of phishing, because users are not motivated to read about security in general and therefore do not take time to educate themselves about phishing for most users, security is a secondary task (e.g. one does not go to an online banking website to check the SSL implementation of the website, but rather to perform a banking transaction) and it is difficult to teach people to make the right online trust decision. Malware, Botnets and DDoS Counter Measures: Traditional ways of counter-measuring botnets is generally restricted to spotting a central weak point in their infrastructure that can be manipulated, disrupted or blocked. The most common way is to cooperate with an Internet service provider to gain access and shut down the central component, resulting in a loss of control for the botnet owner: The botnet cannot be commanded anymore. Such actions are often performed during emergency response to an ongoing incident like a DDoS attack (Felix et al., 2009). According to (Felix et al., 2009) the most promising approach is to remove the base of a botnet, which is the CC server. Pulling the plug of the command-and-control host allows to extinguish the whole botnet in one go. Unfortunately this is only possible if all of the following conditions are met: 1. The botnet uses a centralized structure 2. The location of the CC server is known 3. The provider cooperates If any one of those conditions is not met, the CC server cannot be removed. A review by Muththolib et al. (2010) mentions that Static Passwords, also the most common type of authentication method used in e-banking websites. It is based on proof knowledge. This type of mechanisms is prone to all type of attacks and usually attacks like capture, replay, guessing or phishing are common and effective attacks. Soft-token Certificate/SSL-TLS,this mechanism conducts mutual authentication between the user terminal and internet banking server, based on the certificates stored on the user’s web browser. The mechanism is prone to malicious software attacks such as key logger screen captures and also allows access to the user’s certificate stored on the browser which would also result in identity theft Muththolib et al. (2010). Hard-token Certificate/SSL-TLS:in this mechanism it uses a token for the authentication process. This mechanism is prone to token attack tools, malicious software attacks and also these tokens can be stolen. One-time Password/Time-b ased Code Generator: in this mechanism a one-time password is generated by a random calculator, using a seed that is pre shared between a PIN protected user’s device and the Internet Banking Server. This mechanism is also prone to number of attacks including device theft. Viruses, Spyware and Adware Counter Measures: (Miko, 2010) argues that using trusted HW deviceslikeHW calculators, HW password generators, smart cardreaders, mobile phonewill help to block the viruses. Assume that the computer is under attacker control (e.g. via Trojan Horse). Using alternate channel (OOB – out of band) SMS messages, phone calls will help to overcome from the attack. Assume that all the communication computer ↔Internet is under attacker control. According to (Kishore, 2009) to protect the systems against Trojan horses, users should use virus scanners and be careful with downloaded software or e†mail attachments. However usage of one-time passwords (OTP) solves only credential stealing and the confirmation codes are not linked with authorising transaction which made more vulnerable to the viruses. Summary: Finally, from the above discussions we can understand that the bank industries faces an enormous growth with the help of   Internet banking facilities and also we can realize that how Internet banking becomes a negative aspect for the banking industry in the means of security issues which cannot be able to completely prevented with the use of existing counter measures. In the next step we can find out and analyse whether Bio-Metric technology is capable of providing a secured way of authentication in Internet banking to overcome the security threats. References: (Butler, 2007; Johnny, 2007; Burton, 2008; Cranor, 2008; Fyffe, 2008; Gerald Goh Guan Gan, 2008; Janice C. Sipior, 2008; Lee, 2008; Rachwald, 2008; Internet Banking Fraud: Why is Online Banking so Popular? , 2009; Abdullah Alnajim, 2009b; a; Aravind Duraiswamy, 2009; Felix Leder, 2009; Kishore, 2009; Paget, 2009; Shih-Yao Dai, 2009; Zakaria Karim, 2009; Michal Polasik, 2009 ; Aycock, 2010; Binshan Lin, 2010; Clutterbuck, 2010; Francisco Muà ±oz-Leiva, 2010; Gendron, 2010; Griffiths, 2010; Hui Wang, 2010; Miko, 2010; Muththolib Sidheeq, 2010; Petr Hanaeek, 2010; PONNURANGAM KUMARAGURU LORRIE FAITH CRANOR, 2010; Shruti Singh, 2010; Hisamatsu, 2010 ; Burkhard Stiller, 2011; Hossain Shahriar 2011; Laerte Peotta Jr, 2011; Pravin Soni, 2011; Wajeb Gharibi, 2011) Abdullah Alnajim, M. M. (2009a) An Approach to the Implementation of the Anti- Phishing Tool for Phishing Websites Detection, 2009 International Conference on Intelligent Networking and Collaborative Systems. IEEE. [Online]. Available at: http://ieeexplore.ieee.org/stamp/stamp.jsp?arnumber=05370926 (Accessed: 30 March 2011). Abdullah Alnajim, M. M. (2009b) An Evaluation of Users’ Anti-Phishing Knowledge Retention, 2009 International Conference on Information Management and Engineering. 18 June 2009. IEEE. [Online]. Available at: http://ieeexplore.ieee.org/stamp/stamp.jsp?tp=arnumber=5077029 (Accessed: 30 March 2011). Aravind Duraiswamy, S. (2009) Security Testing Handbook for Banking Application. Cambridgeshire: IT Governance. Aycock, J. (2010) Spyware and Adware. [Online]. Available at: http://books.google.co.uk/books?hl=enlr=id=UKNgoM3nLe0Coi=fndpg=PR7dq=spyware+and+adwareots=ISwyV-b5-ssig=EmiqG3ChX6bB5CZKkm_Lnc4cTKs#v=onepageqf=false (Accessed: 21 March 2011). Binshan Lin, A. Y.-L. C., Keng-Boon Ooi, Boon-In Tan (2010) Online banking adoption: an empirical analysis, International Journal of Bank Marketing,   28 (4), pp. 267-287   [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=articlerft.atitle=Online+banking+adoption%3A+an+empirical+analysisrft.jtitle=International+Journal+of+Bank+Marketingrft.au=Binshan+Linrft.au=Alain+Yee-Loong+Chongrft.au=Keng-Boon+Ooirft.au=Boon-In+Tanrft.date=2010-01-01rft.pub=Emerald+Group+Publishing+Limitedrft.issn=0265-2323rft.volume=28rft.issue=4rft.spage=267rft.epage=287rft_id=info:doi/10.1108%2F02652321011054963rft.externalDBID=n%2Farft.externalDocID=10_1108_02652321011054963 (Accessed: 17 March 2011). Burkhard Stiller, H., Fabio Hecht,Guilherme Machado,Andrei Vancea,Martin Waldburger (2011) Economic and Technical Analysis of BotNets and Denial-of-Service Attacks. Zurich University of Zurich [Online]. Available at: http://csg.ifi.uzh.ch/publications/ifi-2011.0001.pdf#page=19 (Accessed: 20 March 2011). Burton, J. (2008) Internet banking virus threatens bank accounts – consumers need to fortify home computer security. Burnaby: BC Crime Prevention Association [Online]. Available at: bccpa.org/bccpa/newsroom/latest/Feb_14_08_SilentBanker_trojan.pdf (Accessed: 27 March 2011). Butler, R. (2007) A framework of anti-phishing measures aimed at protecting the online consumers identity, The Electronic Library,   25 (5), pp. 517-533   [Online]. Available at: emeraldinsight.com/journals.htm?issn=0264-0473volume=25issue=5articleid=1634496show=html (Accessed: 20 March 2011). Clutterbuck, P. (2010) Spyware Security Management via a Public Key Infrastructure for Client-Side Web Communicating Applications, 2010 10th IEEE International Conference on Computer and Information Technology : (CIT 2010). Brisbane IEEE. [Online]. Available at: http://ieeexplore.ieee.org/stamp/stamp.jsp?tp=arnumber=5578087 (Accessed: 21 March 2011). Cranor, L. F. (2008) Can Phishing be Foiled? Carnegie Mellon University [Online]. Available at: cs.virginia.edu/~robins/Can_Phishing_be_Foiled.pdf (Accessed: 30 March 2011). Felix Leder, T. W., Peter Martini (2009) Proactive Botnet Countermeasures – An Offensive Approache. Germany: University of Bonn [Online]. Available at: http://net.cs.uni-bonn.de/fileadmin/user_upload/leder/proactivebotnetcountermeasures.pdf (Accessed: 31 March 2011). Francisco Muà ±oz-Leiva, T. L.-M., Juan Snchez-Fernndez (2010) How to improve trust toward electronic banking, Online Information Review,   34 (6), pp. 907-934   [Online]. Available at: emeraldinsight.com/journals.htm?issn=1468-4527volume=34issue=6articleid=1896453show=html (Accessed: 19 March 2011). Fyffe, G. (2008) Addressing the insider threat , Network Security,   2008 (3), pp. 11-14   [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=articlerft.atitle=Addressing+the+insider+threatrft.jtitle=Network+Securityrft.au=Fyffe%2C+Georgerft.date=2008-01-01rft.issn=1353-4858rft.volume=2008rft.issue=3rft.spage=11rft.epage=14rft_id=info:doi/10.1016%2FS1353-4858%2808%2970031-Xrft.externalDBID=n%2Farft.externalDocID=10_1016_S1353_4858_08_70031_X (Accessed: 21 March 2011). Gendron, M. (2010) Trusteer Warns Financial Malware is Attacking; Leading US Banks Using Visa and MasterCard Hoax Trojan Injects Enrollment Screen for Verified by Visa and MasterCard SecureCode Security Programs during Online Banking Sessions, M2 Presswire, 14 July [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=newsrft.atitle=Trusteer+Warns+Financial+Malware+is+Attacking%3B+Leading+US+Banks+Using+Visa+and+MasterCard+Hoax+Trojan+Injects+Enrollment+Screen+for+Verified+by+Visa+and+MasterCard+SecureCode+Security+Programs+during+Online+Banking+Sessionsrft.jtitle=M2+Presswirerft.date=2010-01-01rft.pub=Normans+Media+Ltdrft.externalDBID=n%2Farft.externalDocID=231533464 (Accessed: 26 March 2011). Gerald Goh Guan Gan, T. N. L., Goh Choon Yih Uchenna Cyril Eze (2008) Phishing: A Growing Challenge for Internet Banking Providers in Malaysia, Journal of Internet Banking,   5, pp. 133-141   [Online]. Available at: ibimapublishing.com/journals/CIBIMA/volume5/v5n17.pdf (Accessed: 20 March 2011). Griffiths, M. H. K. (2010) Online banking hit by new trojan virus: Criminals plunder accounts without trace, The Times August 11, p. 3. [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=newsrft.atitle=Online+banking+hit+by+new+trojan+virusrft.jtitle=The+Timesrft.au=Katherine+Griffithsrft.au=Mike+Harveyrft.date=2010-08-11rft.issn=0140-0460rft.spage=3rft.externalDBID=TOFLrft.externalDocID=2106969741 (Accessed: 21 March 2011). Hisamatsu, A. P., D. Nishantha, G.G.D. (2010) Online banking and modern approaches toward its enhanced security, Advanced Communication Technology (ICACT) 2010 : The 12th International Conference onPhoenix Park 7-10th February IEEE Xplore pp. 1459 1463 [Online]. Available at: http://ieeexplore.ieee.org/stamp/stamp.jsp?tparnumber=5440305 (Accessed: 17 March 2011). Hossain Shahriar , M. Z. (2011) Trustworthiness testing of phishing websites: A behavior model-based approach, Future Generation Computer Systems,   [Online]. Available at: sciencedirect.com/science?_ob=MImg_imagekey=B6V06-5265S47-1-1_cdi=5638_user=122879_pii=S0167739X11000045_origin=gateway_coverDate=02%2F16%2F2011_sk=999999999view=cwchp=dGLbVlW-zSkWAmd5=244583ca30474732386b5fab04504a2fie=/sdarticle.pdf (Accessed: 19 March 2011). Hui Wang, D. H., Shufen Liu (2010) Research On Security Architecture MSIS For Defending Insider Threat, Proceedings of the Third International Symposium on Computer Science and Computational Technology : (ISCSCT ’10). China 14-15 August. China: academy publisher.com pp. 389-392. [Online]. Available at: http://academypublisher.com/proc/iscsct10/papers/iscsct10p389.pdf (Accessed: 21 March 2011). Internet Banking Fraud: Why is Online Banking so Popular?.   (2009) [Online]. Available at: spamlaws.com/onlinebanking-fraud.html (Accessed: 26 March 2011). Janice C. Sipior, B. T. W. (2008) User perceptions of software with embedded spyware, Journal of Enterprise Information Management,   21 (1), 2008, pp. 13-23   [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=articlerft.atitle=User+perceptions+of+software+with+embedded+spywarerft.jtitle=Journal+of+Enterprise+Information+Managementrft.au=Janice+C.+Sipiorrft.au=Burke+T.+Wardrft.date=2008-01-01rft.pub=Emerald+Group+Publishing+Limitedrft.issn=1741-0398rft.volume=21rft.issue=1rft.spage=13rft.epage=23rft_id=info:doi/10.1108%2F17410390810842228rft.externalDBID=LIMrft.externalDocID=10.1108%2F17410390810842228 (Accessed: 27 March 2011). Johnny (2007) Does Anti-Phishing Training Work?   [Online]. Available at: cs.cmu.edu/~jasonh/publications/apwg-ecrime2007-johnny.pdf (Accessed: 30 March 2011). Kishore, K. L. (2009) E Banking(CS05B034 )   [Online]. Available at: http://netlab.cs.iitm.ernet.in/cs648/2009/assignment1/cs05b034.pdf (Accessed: 31 March 2011). Laerte Peotta, M. D. H., Bernardo M. David, Flavio G. Deus, Rafael Jr, T. d. S. (2011) A FORMAL CLASSIFICATION OF INTERNET BANKING ATTACKS AND VULNERABILITIES, International Journal of Computer Science Information Technology (IJCSIT),   3 (1) [Online]. Available at: http://airccse.org/journal/jcsit/0211ijcsit13.pdf (Accessed: 18 March 2011). Lee, M.-C. (2008) Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and perceived benefit , Electronic Commerce Research and Applications,   8 (3), pp. 130-141   [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=articlerft.atitle=Factors+influencing+the+adoption+of+internet+banking%3A+An+integration+of+TAM+and+TPB+with+perceived+risk+and+perceived+benefitrft.jtitle=Electronic+Commerce+Research+and+Applicationsrft.au=Lee%2C+Ming-Chirft.date=2009-01-01rft.pub=Elsevier+B.Vrft.issn=1567-4223rft.volume=8rft.issue=3rft.spage=130rft.epage=141rft_id=info:doi/10.1016%2Fj.elerap.2008.11.006rft.externalDBID=LCRPrft.externalDocID=000266272200003 (Accessed: 17 March 2011). Michal Polasik, T. P. W. (2009) Empirical analysis of internet banking adoption in Poland , International Journal of Bank Marketing 27 (1), pp. 32 52 [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=articlerft.atitle=Empirical+analysis+of+internet+banking+adoption+in+Polandrft.jtitle=International+Journal+of+Bank+Marketingrft.au=Tomasz+Piotr+Wisniewskirft.au=Michal+Polasikrft.date=2009-01-01rft.pub=Emerald+Group+Publishing+Limitedrft.issn=0265-2323rft.volume=27rft.issue=1rft.spage=32rft.epage=52rft_id=info:doi/10.1108%2F02652320910928227rft.externalDBID=IJBrft.externalDocID=10_1108_02652320910928227 rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=articlerft.atitle=Empirical+analysis+of+internet+banking+adoption+in+Polandrft.jtitle=International+Journal+of+Bank+Marketingrft.au=Tomasz+Piotr+Wisniewskirft.au=Michal+Polasikrft.date=2009-01-01rft.pub=Emerald+Group+Publishing+Limitedrft.issn=0265-2323rft.volume=27rft.issue=1rft.spage=32rft.epage=52rft_id=info:doi/10.1108%2F02652320910928227rft.externalDBID=IJBrft.externalDocID=10_1108_02652320910928227 (Accessed: 17 March 2011). Miko, K. (2010) Internet Banking Attacks. Prague: DCIT [Online]. Available at: dcit.cz/cs/system/files/CEPOL_Internet-Banking-Attacks.pdf (Accessed: 31 March 2011). Muththolib Sidheeq, A. D., Geetha Kananparan (2010) Utilizing Trusted Platform Module to Mitigate Botnet Attacks , International Journal of Advancements in Computing Technology,   2 (5), pp. 111-117   [Online]. Available at: aicit.org/ijact/ppl/12_IJACT6-187020.pdf (Accessed: 31 March 2011). Paget, F. (2009) Financial Fraud and Internet Banking: Threats and Countermeasures. California: McAfee [Online]. Available at: mcafee.com/us/resources/reports/rp-financial-fraud-int-banking.pdf (Accessed: 30 March 2011). Petr Hanaeek, K. M., Jiri Schafer (2010) E-banking security A comparative study, IEEE,   25 (1), pp. 29-34   [Online]. Available at: http://ieeexplore.ieee.org/stamp/stamp.jsp?tp=arnumber=5442151 (Accessed: 26 March 2011). Ponnurangam Kumaraguru, S. S., ALESSANDRO ACQUISTI, LORRIE FAITH CRANOR, J. H. (2010) Teaching Johnny Not to Fall for Phish, ACM Transactions on Internet Technology,   10 (2), pp. 1-31   [Online]. Available at: http://delivery.acm.org/10.1145/1760000/1754396/a7-kumaraguru.pdf?key1=1754396key2=0657261031coll=DLdl=ACMip=192.173.4.219CFID=16000505CFTOKEN=34623913 (Accessed: 30 March 2011). Pravin Soni, S. F., B. B. Meshram (2011) A Phishing Analysis of Web Based Systems, ICCCS 11 : Proceedings of the 2011 International Conference on Communication, Computing Security New York New York: ACM, pp. 527-530. [Online]. Available at: http://delivery.acm.org/10.1145/1950000/1948049/p527-soni.pdf?key1=1948049key2=9596401031coll=DLdl=ACMip=192.173.4.213CFID=15108157CFTOKEN=79387292 (Accessed: 20 March 2011). Rachwald, R. (2008) Is banking online safer than banking on the corner?, Computer Fraud Security,   2008 (3), pp. 11-12   [Online]. Available at: http://jr3tv3gd5w.search.serialssolutions.com/?ctx_ver=Z39.88-2004ctx_enc=info%3Aofi%2Fenc%3AUTF-8rfr_id=info:sid/summon.serialssolutions.comrft_val_fmt=info:ofi/fmt:kev:mtx:journalrft.genre=articlerft.atitle=Is+banking+online+safer+than+banking+on+the+corner%3Frft.jtitle=Computer+Fraud+%26+Securityrft.au=Rachwald%2C+Robrft.date=2008-01-01rft.issn=1361-3723rft.volume=2008rft.issue=3rft.spage=11rft.epage=12rft_id=info:doi/10.1016%2FS1361-3723%2808%2970045-9rft.externalDBID=n%2Farft.externalDocID=10_1016_S1361_3723_08_70045_9 (Accessed: 19 March 2011). Shih-Yao Dai, Y. F., Jain-Shing Wu, Chih-Hung Lin, Yennun Huang, Sy-Yen Kuo (2009) Holography: A Hardware Virtualization Tool for Malware Analysis, 2009 15th IEEE Pacific Rim International Symposium on Dependable Computing. Shanghai 16-18 Nov. 2009 Taiwan IEEE, p. 263. [Online]. Available at: http://ieeexplore.ieee.org/stamp/stamp.jsp?tp=arnumber=5370996 (Accessed: 26 March 2011). Shruti Singh, M. G. (2010) Analysis of Botnet Behavior Using Queuing Theory, International Journal of Computer Science Communication,   1 (2), pp. 239-241   [Online]. Available at: csjournals.com/IJCSC/PDF1-2/49..pdf (Accessed: 20 March 2011). Wajeb Gharibi, A. M. (2011) Software Vulnerabilities, Banking Threats, Botnets and Malware Self-Protection Technologies , IJCSI International Journal of Computer Science,   8 (1), pp. 236-241   [Online]. Available at: ijcsi.org/papers/IJCSI-8-1-236-241.pdf (Accessed: 20 March 2011). Zakaria Karim, K. M. R., Aliar Hossain (2009) Towards secure information systems in online banking, Internet Technology and Secured Transactions, 2009 : ICITST 2009. International conference for London9-12 Nov, 2009. pp. 1-6[Online]. Available at: http://ieeexplore.ieee.org/stamp/stamp.jsp?tp=arnumber=5402619 (Accessed: 18 March 2011).

Olympics Term Paper Example | Topics and Well Written Essays - 2500 words

Olympics - Term Paper Example In the event, the games will take two cluster organization methods. There would be a coastal cluster for ice events in Sochi, and a mountain cluster located in the Krasnaya Polyana Mountains (Nauright and Charles 76). There are expectations this kind of arrangement would make the games one of the most compact Olympic Committee has ever organized. The Sochi Olympic Park construction is along the Black Sea coast in the Imeretinskaya Valley. This is where all ice venues would take place. These include the Bolshoi Ice Palace, the Sochi Olympic Skating center, the Maly Ice Palace, the Olympic Oval, the Olympic Curling Center, the Central Stadium, and the main Olympic Village. In the mountain cluster in Krasnaya Polyana, this would be the home of all skiing and sliding sports activities (Hofstetter 78). The preparation for these games has triggered construction of new and modern telecommunications, electric power, new Olympic Park along the coast of Black sea, and transportation systems. W omen gymnastics would feature and as expected, the China Women gymnastic team would rock the event (Franks 88). They have previously put some distance on the other contenders in past Olympic Gymnasium competitions. Team goal or task – Level of difficulty In order to recreate the amazing moments that prompted the women gymnastics team of China to be branded exceptional, there ought to be more of what this women team have been doing. This actually calls for perfectionist awareness of the skills needed to be a top contestant in the 2014 Sochi Olympics. The women teams needs medal, and for that golden medal to come by, they know that not only thorough preparations and rehearsals will come calling in the subsequent days but also their bodies need to reach that high level of flexibility (Coma?neci 64). Since the attaining number four in Olympics competitions for China women gymnastics in 2012, there has been that pressure and pursuit of the entire team to reach that level of perfec tion. The team can win everything by not only producing a stunning performance but also attaining the level of flawless performance. The team’s head coach Lu Shanzhen, would want a repeat of the 1996 margin of almost near perfect performance over the most competitive opponents even if it were not the Russians (Crawley, Sara, Lara and Constance 102). This came to a success because the entire country, board and the bench team were exceptional. The coaching staff and the gymnasts need to wake into reality that their greatest task and level of difficult is the repeat of the standards once termed by the Bela Karolyi, a legendary gymnastic coach in US as performance so rare for 16 years old minors (Nauright, John, and Charles 110). The China team comprises of a beautiful bouquet of individual talent, which showed greater unity, mental toughness, and togetherness to compete 2012 Olympics (Hofstetter 79). The same zeal and commitment is the ultimate goal if the team has to affirm ful ly its heights in the sport of gymnasts. In order to put 1996 and 2012 performances in line of repeat, the head coach is ensuring that the team remains a solid entity despite individual talents and skills. There are no cracks of jealousy and rivalries among the gymnasts if success is their goal in 2014 Sochi Olympics. The team goes through individual qualifying by challenging each other in order to reach the individual all around. This is the pre-trial performances that have helped in fine-tuning the bests of these gymnasts and even makes

Steve Ray Vaughan Research Paper Example | Topics and Well Written Essays - 1250 words

Steve Ray Vaughan - Research Paper Example Subsequently, the helicopter crashed on hilly terrain about 3/5 Mi from the takeoff point.† (NTSB, 1992) The pilot and all four passengers were killed. Among the dead was a man many consider to have been the greatest Texas blues guitarist of his generation and the heir to Johnny Winters legacy, Stevie Ray Vaughan was dead. His last show the night before had been a sold out concert of 30,000 at Alpine Valley Music Theatre in East Troy, Wisconsin, featured an encore jam with Vaughan, Eric Clapton, Buddy Guy, Jimmie Vaughan and Robert Cray. Arguably, there could not have been a more fitting final performance for a great blues guitarist. The following brief discussion will focus on the life and career of Stevie Ray Vaughan. Initially, a brief biography will be presented, then his career, his style and the critical response will be surveyed. Interviews with guitarists of my acquaintance will also be considered and a full discography is included in an appendix. Stevie Ray Vaughan was born in Dallas, Texas on October 3, 1954. His brother James Lawrence "Jimmie" Vaughan was almost four years older. Stevie Ray grew up listening to his brothers collection of B.B. King, Albert King, Jimi Hendrix and Eric Clapton records and playing his brothers guitar. By the time he was fifteen he was following his brother to gigs, including a memorable night in 1969 when his brothers band opened for The Jimi Hendrix Experience, although Stevie Ray never met him. At the same time, like many other teenagers in the 1960s Stevie Ray was forming bands. When he was in junior high school, he began playing in garage bands, occasionally landing gigs in local clubs and bars. By the time he was 17, he had dropped out of Kimball High School to concentrate on his dream of a musical career. (â€Å"Stevie Ray Vaughan Biography†) According to his biographers Joe Nick Patoski and Bill Crawford both his style and speed were born in his competition

Black studies about slavery Essay Example | Topics and Well Written Essays - 750 words

Black studies about slavery - Essay Example This paper gives a brief reaction to the video about Frederick Douglass, new things learnt from the video and the times he lived in, critically rating the video as a device for learning about Douglass and his times. Though the video paints a gloomy picture of what transpired from the pre-colonial Africa to the post-colonial Africa concerning slavery and slave trade, it is clear that some heroes such as Frederick Douglass spend a better part of their lifetime and great efforts in refining the American dream. One can deduce from the brief biography of Frederick Douglass that while the slave trade could not be prevented especially due to the large number of nations involved, it was possible to tame slavery more so that which consisted of torture and other inhumane acts. Frederick Douglass came out as a strong social reformer, who championed for the rights of the African Americans, his slavery status notwithstanding. This was especially so because despite being a diplomat, he was also a great orator and writer. This means that one had to be courageous enough to present a tough stance to the authorities and all the parties involves without giving it a second thought, at least according to the video. Perhaps another important point worth noting from the video is that while Frederick Douglass fought slavery through his antislavery writing and through the political front, it became apparent even to the whites that slavery was causing more polarization as opposed to driving the nation towards achieving the American dream. Although the video does not explicitly reveal how Frederick Douglass escaped from slavery, it is particularly clear that his strong stance for women’s rights gave him an edge in fighting slavery especially when more people from diverse backgrounds started believing in his ideology. Certainly, the nineteenth century was the most traumatic period for the African Americans especially those that were subjected to hard labour. From the video about

Coronary Artery Disease Research Paper Example | Topics and Well Written Essays - 250 words

Coronary Artery Disease - Research Paper Example It is established that LDL or Low-density lipoproteins are chiefly atherogenic in nature. On the other hand high-density lipoproteins or HDLs are defensive lipids as they aid in LDL metabolism. On oxidation LDLs become tougher to metabolize and become cytotoxic leading to endothelial injury (Pollard, 2009). Chronic Endothelial injury Hypothesis- Endothelium protection and its repair is performed by glycosaminoglycan or GAGs, when GAGs become weak, atherosclerosis is instigated. The process is promoted due to exposure of endothelial cells and free-radical damage. As damage of endothelial lining is initiated the site promotes the permeability of plasma constituents especially the lipoproteins. Thus oxidized LDLs are capable of damaging the endothelial lining of the cells which results in the formation of plaque (Stephen, 2011). When the endothelial cells are injured, the macrophages present in the blood move around from the blood circulation. The inner side of the artery forms a layer called layer of intima. Consequently, smooth muscles join intima along with connective tissue as well as lipids present inside as well as outside the cells to generate a plaque. This brings about union as well as accumulation of platelets, as well as release various growth regulating factors to amplify the procedure ensuing obstruction of the lumen of the artery, leading to thrombus establishment (Mottillo, 2010). Mottillo, S., Filion, K. B., Genest, J., Joseph, L., Pilote, L., Poirier, P., Rinfret, S., Schiffrin, E. L., Eisenberg, M. J. (2010). The Metabolic Syndrome and Cardiovascular Risk: A Systematic Review and Meta-Analysis. J. Am. Coll. Cardiol, 56(14), 1113- 1132. Stephen D. Wiviott, Marcus D. Flather, Michelle L. ODonoghue, Shinya Goto, Desmond J. Fitzgerald, Fernando Cura, Philip Aylward, Victor Guetta, Dariusz Dudek, Charles F. Contant, Dominick J. Angiolillo, Deepak L. Bhatt.

Jeep Patriot Sports Car Advertisement Essay Example | Topics and Well Written Essays - 750 words

Jeep Patriot Sports Car Advertisement - Essay Example Adverts employ a tool of art called semiotics that involves the application of signs and symbols in conveying messages. This advert has different categories of the message to the buyer. These categories consist of both the words and images. There is a whole range of captions in the advert that portray a denoted message targeted at the buyer. In addition, Michael’s wife, surprises him, by declaring that she bought a jeep in a conversation. The captions and labels, it becomes clear to the buyer that she bought a jeep patriot sport car. The word ‘jeep’ in the advert represents a connoted meaning. The term communicates a deeper meaning to the buyer because it has a long history of use in the market. Just by its mention in the advert, it conveys a certain message. A jeep is a car that belongs to specific classes of people in the society because of its features. The unique feature is the quarter-ton that defines a jeep. In addition, there is a connoted message in the de claration of the wife that she bought the jeep. It confirms to the audience that she ‘could not hold back ‘. This adds sense to the persuasion at the end urging the audience not to ‘hold back’ from buying the jeep. In addition, the advert contains a symbolic message. The pictured movement of the jeep patriot car signifies its capability on the road and emphasizes on the value of the four-wheel drive system. In addition, the woman in the advert implies that the car is suitable for the feminine gender. She is a symbol for the suitability of the car to women. This is a crucial aspect of the advert because different cars suit male and female. There is an evident gender preference of some car models and any advert should highlight this fact. Moreover, the advert has literal message that the audience can conceive easily. A real couple indulging in a usual conversation gets the buyer’s attention. The two are getting ready to leave the house. The wife brings up the idea that she bought a jeep. This fact mesmerizes the husband, as it is evident from his facial reactions. The advert then features a real image of the ‘jeep patriot sport car’. From this real image, the features of the car become evident to the audience. The car looks compact but being a jeep, has an economic engine. The couple rides in the car portraying its suitability as a family car. The car has unique features for families that prefer to own a car with multiple capabilities. This jeep has sufficient room to accommodate both the heads and legs. This offers sufficient space for rear passengers. In addition, the car has a high capacity boot that provides a family sufficient space to carry luggage. The family setting highlighted in the advert persuades families to consider the jeep patriot as a favorable choice. Through a combination of the different messages, the advert provides the audience with details about the car. In addition, there is a denoted message t hat informs the audience of the price of the jeep. With a glance, potential buyers gain awareness of the product price. The advert utilizes different efficient aspects of visual art to communicate with the audience. The advert targets families and emphasizes on the suitability of the car to women as well. The concept of commodity fetishism comes out clearly in the advert.  

What Factors Affect the Gender Pay Gap in the UK Industries Essay

What Factors Affect the Gender Pay Gap in the UK Industries - Essay Example This research will take both a mixed method approach where both qualitative and quantitative methods will be applied. The incorporation of a mixed method approach will help increase reliability while increasing both internal and external validity. The qualitative method will be used in order to explain the beliefs and the behaviors that surrounds gender pay gap. This method will involve interviews with various individuals that will shed light on the disparity in pay between men and women. The interviews will involve corporate managers; ten shall be interviewed where at least four should be of the opposite gender. In addition, employees drawn from various sectors will be interviewed. Ten companies that are involved in manufacturing of various products and provision of diverse services will be chosen, for every organization, one individual shall be interviewed. In this case, at least 40% of the interviewees should be of the opposite gender. For the quantitative research, a survey of th e payments of individuals across various industries will be done. This data shall be provided under the consent of the management of the respective organizations. Payment data from twenty-five organizations shall be collected. This will help create an understanding of the disparities in gender across occupations as pointed out by Farrell. Both research methods will adhere to ethical standards of research. Firstly, there will be informed consent for both the interviewees as well as the management shall be aware of the use of the payment data. Another aspect is confidentiality; both the interviewee’s information as well as their individuality will be kept confidential, the same will apply to the payment data that is meant for survey purposes. The variables under considerations are two; gender (dependent) and the independent variable will be payment. A relationship will be drawn between the two from the quantitative data obtained through the surveys.

Coronary Artery Disease Research Paper Example | Topics and Well Written Essays - 250 words

Coronary Artery Disease - Research Paper Example It is established that LDL or Low-density lipoproteins are chiefly atherogenic in nature. On the other hand high-density lipoproteins or HDLs are defensive lipids as they aid in LDL metabolism. On oxidation LDLs become tougher to metabolize and become cytotoxic leading to endothelial injury (Pollard, 2009). Chronic Endothelial injury Hypothesis- Endothelium protection and its repair is performed by glycosaminoglycan or GAGs, when GAGs become weak, atherosclerosis is instigated. The process is promoted due to exposure of endothelial cells and free-radical damage. As damage of endothelial lining is initiated the site promotes the permeability of plasma constituents especially the lipoproteins. Thus oxidized LDLs are capable of damaging the endothelial lining of the cells which results in the formation of plaque (Stephen, 2011). When the endothelial cells are injured, the macrophages present in the blood move around from the blood circulation. The inner side of the artery forms a layer called layer of intima. Consequently, smooth muscles join intima along with connective tissue as well as lipids present inside as well as outside the cells to generate a plaque. This brings about union as well as accumulation of platelets, as well as release various growth regulating factors to amplify the procedure ensuing obstruction of the lumen of the artery, leading to thrombus establishment (Mottillo, 2010). Mottillo, S., Filion, K. B., Genest, J., Joseph, L., Pilote, L., Poirier, P., Rinfret, S., Schiffrin, E. L., Eisenberg, M. J. (2010). The Metabolic Syndrome and Cardiovascular Risk: A Systematic Review and Meta-Analysis. J. Am. Coll. Cardiol, 56(14), 1113- 1132. Stephen D. Wiviott, Marcus D. Flather, Michelle L. ODonoghue, Shinya Goto, Desmond J. Fitzgerald, Fernando Cura, Philip Aylward, Victor Guetta, Dariusz Dudek, Charles F. Contant, Dominick J. Angiolillo, Deepak L. Bhatt.

What Factors Affect the Gender Pay Gap in the UK Industries Essay

What Factors Affect the Gender Pay Gap in the UK Industries - Essay Example This research will take both a mixed method approach where both qualitative and quantitative methods will be applied. The incorporation of a mixed method approach will help increase reliability while increasing both internal and external validity. The qualitative method will be used in order to explain the beliefs and the behaviors that surrounds gender pay gap. This method will involve interviews with various individuals that will shed light on the disparity in pay between men and women. The interviews will involve corporate managers; ten shall be interviewed where at least four should be of the opposite gender. In addition, employees drawn from various sectors will be interviewed. Ten companies that are involved in manufacturing of various products and provision of diverse services will be chosen, for every organization, one individual shall be interviewed. In this case, at least 40% of the interviewees should be of the opposite gender. For the quantitative research, a survey of th e payments of individuals across various industries will be done. This data shall be provided under the consent of the management of the respective organizations. Payment data from twenty-five organizations shall be collected. This will help create an understanding of the disparities in gender across occupations as pointed out by Farrell. Both research methods will adhere to ethical standards of research. Firstly, there will be informed consent for both the interviewees as well as the management shall be aware of the use of the payment data. Another aspect is confidentiality; both the interviewee’s information as well as their individuality will be kept confidential, the same will apply to the payment data that is meant for survey purposes. The variables under considerations are two; gender (dependent) and the independent variable will be payment. A relationship will be drawn between the two from the quantitative data obtained through the surveys.

The True Face of Beauty Essay Example for Free

The True Face of Beauty Essay When you look in the mirror what do you see? Obviously you see yourself, but do you see yourself as you truly are? Studies show that most women see themselves as less than they really are. The majority of the population of women in this world are constantly pointing out their flaws, leaving out all the beautiful things about themselves. Everyone has beauty within them even if it isnt visible at first glance. When asked what a beautiful woman looks like, a majority of the population will describe a Photo Shopped model theyve seen in a magazine. These people are myths, they don actually exist. There is not one person in this world that is perfect and thats OK because our flaws, strengths and weaknesses are what differentiate each and everyone of us to the rest of the world. Media doesnt have the right to label beauty to a certain image, because there isnt an image that shows all the different races, cultures and ethnicity. Also, you can forget about defining true beauty. Like a picture, a definition cannot possibly describe all the different characteristics that make a person beautiful. Most people see inner beauty as a joke. Which makes sense because if you cant see it who knows if it really exists. Men usually say that theyre attracted to someone because of the their looks but thats not entirely true. They first look at a girl because of their looks but the attraction, that comes after they first talk to her. Thats why first impressions are so important, but dont judge too quickly because (quoting from Facebook), The girl you just called fat? She has been starving herself and has lost over 30lbs. The girl you just called ugly? She spends hours putting make-up on hoping people will like her. There are a few more but they arent relevant. Just to say that you shouldnt be to quick to judge. Talk to a person and get to know them and their story. At that point you can start forming your opinion on them. Fashion is another issue when it comes to beauty. Since when does the clothes we wear determine if were beautiful or not . People need to stop judging. Our clothes determine our personal preferences and sometimes a bit of our personality. If a piece of clothing was made, there has to be at least one other person, somewhere in the world that also liked it. It has come to the point where even religious women are being judged by what they wear. If a Muslim woman believes that the burqa or hijab should be worn, then she should have the right to wear it without being criticized. Clothing, judgment, race, religion, culture and ethnicity shout not be the only factors that categorizes you as beautiful. Like the the word says, you need to BE-YOU to be beautiful.

Glaucoma Image Processing Technique

Glaucoma Image Processing Technique Team 19 Members 40102434 Andrew Collins 40134357 Connor Cox 40056301 William Craig 40133157 Aaron Devine We have been tasked to develop a system that through image processing techniques would be able to detect glaucoma. This required us to enhance our knowledge in how to apply pre-processing, segmentation, feature extraction and post-processing on a set of given images to be able to produce a classification. Glaucoma is an eye condition where the optic nerve, which is the connector from your brain to your eye becomes damaged.   This can lead to a complete loss of vision if it is not detected and treated early on.   This is caused by when fluid in the eye cannot be drained effectively which builds pressure and then applies excessive pressure on the optic nerve. Detecting glaucoma normally is a very time consuming and expensive process because it requires a trained professional to carry out the research.   The advantages of automating this process is that it frees up that professionals time to carry out other duties. The system is going to be tested methodologically during the creation of the assignment, to help us decide what would be the best parameters to use to help increase the detection rate of glaucoma. System The way we tackled this assignment is we made a system that takes image sets and converts them into data sets which trains and tests them through our classification process.   The system assigns the data set to either being healthy or having glaucoma detected.  Ãƒâ€šÃ‚   Training goes through the following stages in this order: Pre-processing. Segmentation Post-Processing. Feature Extraction Classification. Methodology For us to decide what would be the best choice of techniques for each stage of the system we are going to be using the a set methodology to standardize our selection process.   The aim is to maximise the system to try and get it to yield the maximum correctness it can achieve at each stage so when it reaches the classification stage it would provide the most accurate result. The best way we are going to measure the correctness of the system is running a testing/training cycle for each parameter being changed and put into a table and comparing them to select the best result. Brightness Enhancement In our system, I have implemented Automated Brightness Enhancement (ABE). ABE is used to normalise an image so the images mean gray value is equal to 127 or (255/2). The image below illustrates what the results look like. As you can see in the table above, the accuracy or our system significantly decreases when ABE is enabled. Therefore, for the good of the systems accuracy, we will disable ABE in the system. As for why ABE damages the accuracy, it likely destroys some data within the images that have a more dynamic range than the one shown above. This would result in some gray levels being 0 or 255. Accuracy significantly falls here. The reason for this is that ABE is causing the classifier to return positive for glaucoma for more images than it should, in turn, improving accuracy due to class ratio imbalance. Contrast Enhancement Our system implements three types of contrast enhancement, histogram equalisation, Automated Linear Stretch (ALS) and the Power Law. These three topics are covered extensively in the lecture slides, so in the interest of keeping the report concise, I wont discuss them in depth here. Ultimately, only one of these techniques will be picked. Automated Linear Stretch Histogram Equalisation Power Law This example shows an error. The system doesnt contain an automated way to find the value for (gamma) in each image. So well test every value of gamma from 0.0-2.0 in increments of 0.1 to see if any of our results provide a higher accuracy than when it isnt enabled at all. 0.6, highlighted in green, shows that the accuracy is 88%,the image below shows power law being applied when there is an error. In the image above, the original image is the one on the left, and the processed image is on the right, and their corresponding histograms are underneath each, respectively. It would appear that the power law has actually made the dynamic range of our image worse. Examining the segmented binary image below could explain why the accuracy has risen to 88%. From this image, we can see that reducing contrast at the higher end, which seems to be what the error is doing, is allowing the segmenter, which is set at its default of edge extraction with a = 1 and no post processing, to detect the veins and optic nerve ring within the eye within the image with a higher level of success. But why is this the case? it is due to the images background becoming more uniformed because of the reduction in contrast in the white end while not altering the veins much at all as they are darker/greyer. The reason values of y Summary From my tests, I have come to the conclusion that the best technique of the three is the Power Law. It was the only technique that improved our systems accuracy. My tests also suggest that high levels of accuracy are dependent on the successful extraction of data about the veins, which, as I discussed above, the Power Law is highly effective at. This theory makes even more sense when you consider that the other two methods, which significantly increased the dynamic range, did very poorly in comparison. Our system will benefit from using the Power Law, so from this point on it will be enabled. Noise Reduction Our system incorporates two kinds of noise reduction, those two being, Low Pass Filter and Median Filter. From examining our images, one would conclude that salt pepper and CCD noise is not present. To demonstrate this however, well need to see if the system gains accuracy when each technique is enabled. Low Pass Filter (LPF) As we can see in the table above, accuracy has significantly decreased. To illustrate this, here is what the original and processed histograms look like when the contrast enhancement is applied without the low pass filter. From the histograms, it would appear that low pass filter is actually removing some of the contrast enhancement. Low contrast seems to be mistaken for actual background noise, and when that happens, more distinct light and dark patches are created which in turn increases the dynamic range. Median Filter Similar to the low pass filter, the median filter is also removing some of the improvements made by contrast enhancement. Although it does appear that median pass filter is doing this to a lesser degree, as the accuracy is slightly higher here. Summary From our tests, we can conclude that both low pass filter and median pass filter only damage the accuracy of our system. LPF more so than MPF. It appears that the two actually undo some of the work done in contrast enhancement. As well as that, there isnt actually enough noise in the image used here to warrant the use of a noise reduction filter at all. After performing these tests, I decided to test my hypothesis, I tried applying the noise reduction filters before contrast enhancement to examine the results. The results were actually identical to the results from the earlier test. So what could that mean? Well, it would seem that noise reduction is actually removing some information/data from the images, which then limits the effectiveness of the segmenter. From this point on, noise reduction filters will not be used. Segmentation This is used to separate the image into a foreground and a background with key areas in the foreground being turned white and the rest black.   Our segmentation process involved using edge extraction and then automatic thresholding.   The first thing we do is apply the Sobel mask to the pre-processed image Its very important to use edge extraction because it helps show the boundaries of the eye and make the veins much more defined.   Right after that we apply automatic thresholding on the gradient magnitude image to get a binary segmented image. The class that we use to test which value to use is called SegmenterTest which will test the value of n within a range of -2.0 to 2.0 and increases the increments by 0.1 to see if the improved value increases the compared to a default value of n = 1.   From this we got the following values: The default system where the value of n=1 it produces a good accuracy of 88% so this is the value that we pass into our segmenter. This will allow more generic segmentation than what is possible with setting a manual threshold.   The thresholds that are going to be   in use are derived from the mean brightness of the pixels in the image raster and then adjusted by a standard deviation providing the best optional threshold for each image. To check if Sobels Mask is the best for using to do edge extraction we will now compare the results from using Prewitt mask edge extraction. What we found that using the prewitt mask edge extraction as part of our segmentation process is that it is more effective using the default value on the Sobel Mask n = 1.   The best accuracy that we got using the prewitt mask happens when we have n = 1 just like when we were using the sobel mask.   This allows us to reduce that the sobel mask is the best option for us to use the edge extraction during the segmentation process. Post-processing Through this image processing technique, the image is enhanced and is filtered by a mask. The process uses erosion and dilation to remove isolated noise pixels, fills holes and smooth boundaries. Using brightness based segmentation, post processing is used to clean up the thresholded binary image. However, this can make objects appear smaller or larger than the original size. We added the post processing techniques of closing and opening for our methods of erosion and dilation.   To test which value that we are going to use we tried a variety of combinations and got the following results. From what we gathered is that the best accuracy drops heavily when using any of the other post processing techniques were used. The image above has closing only enabled which produced the best accuracy from the post processing techniques however as you can tell by the image below which has post processing disabled it has much more detail.   It is for this reason we will have post processing disabled because we are then able to receive better accuracy from the images.   Post-processing did not have a positive result in the classification accuracy.   It does make it visually easier to see how the application was processing the images. Feature Extraction The purpose of feature extraction is to gather useful features and details out of segmented images by extracting the feature vectors using a technique called moments. Implementing the use of moments correctly is the foundation for the essential calculations performed during the analysis of an object. In our feature extraction class within our program we have decided that the following features of an object will be taken into consideration- Compactness, Perimeter, Position of Centroid and finally the Area of the object. Before we perform the calculations for these features of said Object we first had to implement the moments formula in Java. Once we have created the moment method in our class we will then be able to use this to calculate the feature vectors needed. Compactness The reason we want to get the area and the perimeter is so that we can use the values to calculate what is needed, that being Compactness, as it is a more uself shape description for our vision system to use.. Compactness can be calculated by squaring the perimeter and then dividing it by the area. private double compactness(BufferedImage image)   {   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   return Math.pow(getPerimeter(image), 2) / getArea(image);   } Above I have included the method that is called to calculate the compactness of the object, as you can see the calculation that was mentioned above is performed within this method. Perimeter We can get the object in questions perimeter is first calculated by first eroding the object and then we perform a calculation to receive the new objects area after erosion, after this we go onto calculating the difference between the new objects area and the initial objects area like so Perimeter = Original Area Eroded Area After this calculation is performed we are left with the perimeter of our object. private double getPerimeter(BufferedImage image)   { return getArea(image) -  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   getArea(PostProcessor.erode(image));   } I have placed the method used to get the perimeter of the object above, as you can see the method is performing the calculation required for the perimeter, Original Area Eroded Area resulting in our perimeter. Centroid Position We can get the X Y coordinates of the centroid in the object by performing the calculation of M01 M10 private double [] position(BufferedImage image)   {   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   //calculate Centroid at M01   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   double i = Math.round((moment(image, 0, 1))/ moment(image, 0, 0));   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   //calculate Centroid at M10   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   double j = Math.round((moment(image, 1, 0))/ moment(image, 0, 0));   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   double [] Cij = {i, j};   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   return Cij;   } Above is the method we have developed to find the position of the centroid for our Object. As you can see in the code above this method is using the moment method to perform the calculations needed to find the centroid position of the object.   Area We must also find the area vector, to do this we must calculate M00, this can be performed using the moment method which was developed earlier. private double getArea(BufferedImage image)   {   Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   return Math.round(moment(image, 0, 0));   } Above is a screenshot of the getArea method, this method calls upon the moment method and Math.round function to find the Area of our object. Classification Within our system which we have developed, we included the Nearest Neighbour function that is used to identify and recognise the training images we have supplied our system with. When we implement this feature in our system we get a variation of results depending on the value we set K to, we have included the results outputted by this function below for analysis Nearest Neighbour Function:  ·Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   K = 1: o  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   Accuracy: 62.50%  ·Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   K = 3: o  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   Accuracy: 87.50%  ·Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   K =5: o  Ãƒâ€šÃ‚  Ãƒâ€šÃ‚   Accuracy: 56.25% As you can see in the above results from testing this function, the Nearest Neighbour Function provides us with the highest accuracy rate when using the value 3 for the K variable. This is due to the fact it can recognise the training images features. A disadvantage to this approach is that when changing the value of the K variable then this can alter the accuracy of the output as we can see when changing the value of K from 1 to 3, the accuracy increases greatly but once we change the value from 3 to 5 then the accuracy suffers and drops 30 points of accuracy. Summary: For this current group of images, the Nearest Neighbour function with the value K set to 3 is the best method used for classifying the object, this is because it returns the highest possible accuracy rate compared with other values of K such as 1 or 5, the accuracy rates for these values can be seen above.